{"title":"MONTHLY CHALLENGES","description":"\u003cp\u003eEach month, there is a different challenge, the ones that have printables are here, join me in challenge!\u003c\/p\u003e","products":[{"product_id":"money-in-order-challenge","title":"Money In Order: October  4 Week Challenge","description":"\u003cp\u003eDo you feel like your money is in order? Do you know what happens to every dollar when you get paid? Do you have realistic financial goals?\u003c\/p\u003e\n\u003cp\u003eIf you answered no to any of those questions, this is the money challenge for you.\u003c\/p\u003e\n\u003cp\u003eThis is a \u003cstrong\u003eDIGITAL\u003c\/strong\u003e 4 part money challenge, where you get your finances in order!\u003c\/p\u003e\n\u003cp\u003ePages: 9 total pages :1 info page \u0026amp; 8 pages in the challenge\u003cbr\u003eColors: White, Brown, Black, Orange, Burnt Orange, Burgundy ( may look different on some screens )\u003cbr\u003ePDF File\u003c\/p\u003e\n\u003cp\u003ePages Include\u003c\/p\u003e\n\u003cp\u003e- \u003cstrong\u003eWEEK 1:\u003c\/strong\u003eDocument your Financial Situation: Go over your money at a detailed glance.\u003cbr\u003e     -List your income\u003cbr\u003e     -List your variable expenses\u003cbr\u003e     -\u003cspan data-mce-fragment=\"1\"\u003eList your fixed expenses\u003cbr\u003e     -List your debt \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003e- \u003cstrong data-mce-fragment=\"1\"\u003eWEEK 2: \u003c\/strong\u003eDocument your financial goals\u003cbr\u003e     -Make a detailed list of financial goals and use the S.M.A.R.T method\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003e- \u003cstrong data-mce-fragment=\"1\"\u003eWEEK 3: \u003c\/strong\u003eCreate \u0026amp; Document your sinking funds\u003cbr data-mce-fragment=\"1\"\u003e     -List the sinking funds and the goals... and how much you need to put towards the goal\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan data-mce-fragment=\"1\"\u003e- \u003cstrong data-mce-fragment=\"1\"\u003eWEEK 4: \u003c\/strong\u003eExecute\u003cbr\u003e     -Create actionable items and a time line for your goals\u003c\/span\u003e\u003c\/p\u003e","brand":"Paper By Moe","offers":[{"title":"Default Title","offer_id":42769441226919,"sku":"","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0553\/4692\/1639\/products\/Includesapageforeverychallenge_sinkingfundtracker_ad3goaltrackerstohelpyoualongyourjourney._2.png?v=1663957457"},{"product_id":"aprilemergencyfundchallenge","title":"April $1,000 Emergency Fund Challenge","description":"\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eAre You Ready to Save $1,000 This April?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eOne month. One goal. One simple tracker to get you there.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThe April $1,000 Emergency Fund Challenge Printable is your 30-day roadmap to building real financial security — one day at a time. Whether you're just starting your savings journey or getting back on track, this challenge was designed to make saving feel doable, structured, and even a little exciting.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eNo apps. No subscriptions. Just print it, pick up a pen, and start. 💛\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWhat's Inside Your 2-Page Printable:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003e30-Day Daily Savings Tracker\u003c\/strong\u003e — a dedicated box for every single day of April with a suggested daily savings amount and space to record what you actually saved\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eSuggested Daily Goal of $33–$34\/day\u003c\/strong\u003e — pre-calculated daily amounts that add up to exactly $1,000 by April 30th\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eDaily Completion Checkbox\u003c\/strong\u003e — check off each day as you go and watch your progress build in real time\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003e4 Weekly Check-In Sections\u003c\/strong\u003e — reflect on your wins, log your running total, note what was hard, and write how you pushed through\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eWeekly Savings Targets\u003c\/strong\u003e — built-in milestones so you always know where you should be ($231 · $462 · $700 · $1,000)\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eMotivational Quotes\u003c\/strong\u003e — two powerful prompts woven throughout to keep you moving on the hard days\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eVisual Progress Bar\u003c\/strong\u003e — a $0 to $1,000 tracker to color in or mark as you save\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003eInstant PDF Download\u003c\/strong\u003e — print at home, at the library, or at any print shop\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e✅ \u003cstrong\u003ePrinter-Friendly Design\u003c\/strong\u003e — clean, minimal ink usage so it won't drain your cartridge\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eThis Challenge Is Perfect For:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"[li_\u0026amp;]:mb-0 [li_\u0026amp;]:mt-1 [li_\u0026amp;]:gap-1 [\u0026amp;:not(:last-child)_ul]:pb-1 [\u0026amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eAnyone who wants to build or start their emergency fund\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003ePeople who feel overwhelmed by saving and need a clear daily structure\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eBeginners who want a simple, no-fluff savings system\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eAnyone who tried saving before and needs a fresh reset\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eHow It Works:\u003c\/strong\u003e\u003c\/p\u003e\n\u003col class=\"[li_\u0026amp;]:mb-0 [li_\u0026amp;]:mt-1 [li_\u0026amp;]:gap-1 [\u0026amp;:not(:last-child)_ul]:pb-1 [\u0026amp;:not(:last-child)_ol]:pb-1 list-decimal flex flex-col gap-1 pl-8 mb-3\"\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003ePurchase and download your PDF instantly\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003ePrint your 2 pages at home or at a print shop\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eStart April 1st — save your daily amount and check the box\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eCheck in weekly to celebrate your progress\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003eHit $1,000 by April 30th 🎉\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003e💎 Already a Money on Paper By Moe YouTube Member?\u003c\/strong\u003e This printable is included FREE with your membership! Head to the members-only community to grab your copy before purchasing here. Not a member yet? Join at YouTube.com\/@PaperByMoe\/join — starting at just $3.99\/month and this tracker is just one of the perks waiting for you inside.\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cem\u003eThis is a digital download. No physical item will be shipped. Files are for personal use only and may not be resold or redistributed.\u003c\/em\u003e\u003c\/p\u003e","brand":"Paper By Moe","offers":[{"title":"Default Title","offer_id":48267731697831,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0553\/4692\/1639\/files\/StudentLoanPlannerPrintable22-PageTracker-3.png?v=1774731894"},{"product_id":"may-debt-demolition-challenge","title":"May Debt Demolition Challenge","description":"\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThis May we are picking ONE debt and attacking it all month long. Every extra dollar. Every single day. No splitting focus. No excuses. Just 31 days of intentional, focused debt payoff.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThe May Debt Demolition Challenge printable gives you everything you need to stay organized, stay motivated, and actually see your progress — one colored square at a time.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWhat is inside your 3-page instant download:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003ePage 1 — Your Game Plan\u003c\/strong\u003e Set up your target debt with all the details — lender, balance, interest rate, minimum payment, and the extra amount you are committing to attack this month. Choose your payoff strategy (Debt Avalanche or Debt Snowball), track your weekly totals, and write your WHY so you remember what you are fighting for on the hard days.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003ePage 2 — Debt Free Land Coloring Maze\u003c\/strong\u003e The fan favorite. 31 large hand-drawn tiles in a winding snake path from START to FINISH — color in a square every single time you make a payment toward your target debt. Watch your path fill in. Watch your balance drop. Milestone tiles mark your progress at 25%, Halfway, 75%, and FINISH so you have wins to celebrate all month long.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003ePage 3 — Weekly Check-Ins + Final Results\u003c\/strong\u003e Four weekly check-in sections to track your extra payments, your remaining balance, your weekly wins, and what you pushed through. End the month with your final results and three reflection prompts to close out May with intention.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eThis printable is for you if:\u003c\/strong\u003e You have debt you are ready to stop ignoring. You want a visual tracker that makes the progress feel real. You need accountability that fits on one sheet of paper. You are ready to make May the month everything changes.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eDetails:\u003c\/strong\u003e — Instant PDF download — no waiting, no shipping — 3 pages, 8.5 x 11 inches, printer friendly white background — Works for any debt — credit cards, student loans, car loans, medical debt, personal loans — Print as many times as you need — Compatible with any home printer\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e🤎 \u003cstrong\u003eYouTube members\u003c\/strong\u003e — this printable is waiting for you FREE inside the Money on Paper By Moe community. Log in and grab it before you buy.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eQuestions? Reach out at PaperByMoe.com — we are here for you every step of the way.\u003c\/p\u003e","brand":"Paper By Moe","offers":[{"title":"Default Title","offer_id":49247350423719,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0553\/4692\/1639\/files\/PROMOPICTURES.png?v=1777693743"},{"product_id":"juneoutside","title":"June Outside Fund Challenge — 30-Day Summer Savings Printable | Paper By Moe","description":"\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eSummer is coming and this year you are going to fund every single moment of it — on purpose, before you spend a single cent, and without a credit card in sight.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThe June Outside Fund Challenge is your 30-day summer savings system. Two beautifully designed printable pages that work together to help you build your Outside Fund — a dedicated savings account for every beach day, cookout, concert, road trip, and summer memory you deserve this season.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWhat Is the Outside Fund?\u003c\/strong\u003e Your Outside Fund is a summer sinking fund — money you save intentionally in June so that when summer arrives the fun is already paid for. No impulse charges. No debt hangover in September. Just sunshine and good memories that were planned for from day one. 🌞\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWhat Is Inside Your Download:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e📅 \u003cstrong\u003ePage 1 — June Calendar Tracker\u003c\/strong\u003e A full June calendar where you write in every dollar you save toward your Outside Fund each day. Write the amount, color the day, or do both — your savings are visible in real time every single day of the month. You can see at a glance which days you saved, how much, and exactly where your money is going.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e🌡️ \u003cstrong\u003ePage 2 — Savings Thermometer\u003c\/strong\u003e A large hand-drawn savings thermometer that fills up from the bottom as your Outside Fund grows toward your goal. Color it in every time you save and watch your summer fund rise day by day. The bigger the total the higher it climbs — and reaching the top means your summer is fully funded and completely guilt free.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eHow It Works:\u003c\/strong\u003e Set your Outside Fund goal. My personal goal for June is $600 — that is $20 a day or $150 a week. Write your daily savings on the calendar. Color the thermometer to your new total. Check in every Sunday. Hit your goal by June 30th. Spend all summer without touching a credit card. 🤎\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eThis printable is for you if:\u003c\/strong\u003e You want to enjoy summer without going into debt. You are tired of September credit card statements full of summer memories. You need a simple visual system to make saving for fun feel as real as saving for bills. You are ready to fund the season before it starts.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eDetails:\u003c\/strong\u003e — Instant PDF download — no waiting, no shipping — 2 pages, 8.5 x 11 inches, printer friendly white background — Works with any savings goal — $200, $600, $1,000 or more — Compatible with any home printer — Print as many times as you need\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e🤎 \u003cstrong\u003eYouTube members\u003c\/strong\u003e — your June Outside Fund Challenge is waiting for you FREE inside the Money on Paper By Moe community. Log in and grab it before you buy.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eQuestions? Reach out at PaperByMoe.com — we are here for you all summer long. 🌞\u003c\/p\u003e","brand":"Paper By Moe","offers":[{"title":"Default Title","offer_id":50454118203559,"sku":null,"price":4.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0553\/4692\/1639\/files\/Screenshot2026-05-28at9.30.57PM.png?v=1780018760"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0553\/4692\/1639\/collections\/3_32bfa4e6-ce47-4c3a-bc63-03380993b72b.png?v=1793476308","url":"https:\/\/paperbymoe.com\/collections\/monthly-challenges.oembed","provider":"Paper By Moe","version":"1.0","type":"link"}