You're Not the Same Person
Who Set Those Goals.
Ten months ago you made a plan. Since then, life happened, and so did you. Here's how to re-evaluate your 2026 goals honestly, without guilt. 🤎
Back in January, you sat down and wrote your goals for 2026. You were hopeful, motivated, and maybe a little ambitious. You made that list as the person you were then, with the information you had then, in the life you were living then.
Now it's October. Ten months have passed. Maybe your income changed. Maybe your priorities shifted. Maybe something happened that nobody could have planned for. Maybe you simply woke up one day and realized a goal on your list doesn't excite you anymore. 🤎
All of that is allowed. Changing your mind is not the same as quitting. Re-evaluating a goal is not the same as failing at it. It's what happens when you keep living, and keep growing, after you wrote the list.
"The goal-setter in January didn't know what the person in October would know. Let the October version of you have a say."
Why Re-Evaluating Is a Strength, Not a Setback
Most of us treat our yearly goals like a contract we signed with ourselves. If we don't finish every single one, we feel like we broke it. So we either push through goals we no longer care about, just to say we did, or we quietly avoid the list altogether until December and feel bad about it.
Neither one helps you. A goal you've outgrown will drain your energy. A goal you're avoiding will drain your confidence. The healthiest move you can make with 90 days left is to look at the list honestly and sort it. 🤎
Sort Every Goal Into One of Three Buckets
Pull out your 2026 goal list and put each goal into one of these three buckets:
These are the goals you still genuinely want, and you're close enough that a focused push over the next 90 days can get you across the line. Don't overthink these. Write down exactly what has to happen, and when.
Maybe your income changed, or an expense you didn't expect took a bite out of your plan. You still want the goal, but the number or the timeline needs to flex. Move it, shrink it, or split it into smaller pieces. A smaller goal you finish is worth more than a bigger one you abandon.
This is the hardest bucket, and often the most freeing. If a goal no longer reflects what you want, you are allowed to take it off the list. You're not giving up. You're being honest about who you are now.
Releasing a goal opens up the time, money, and energy you were spending on guilt, and lets you aim it at something that actually matters to you today.
Questions to Ask About Each Goal
Do the Math on What's Still Possible
For the goals in your "Finish It" and "Adjust It" buckets, don't guess. Do the math. With roughly 10 weeks left in the year, a goal that felt impossible in your head can look a lot more manageable on paper. 🤎
Take the amount you still need, divide it by the weeks left, and ask: could I honestly find that number every week? If yes, finish it. If it feels like a stretch, adjust the target. If it feels like dread, that's useful information too.
Carry the Lessons Into 2027
Here's the part most people miss: the goals you adjust and the goals you release aren't wasted. They're data. They tell you what you actually value, what pace you can actually sustain, and what you should plan differently next year.
That's exactly why the last 90 days are so powerful. Instead of waiting for January and starting from zero, you can use October, November, and December to test what works, practice the habits you want, and walk into 2027 already in motion. 🤎
I walk through the test goals we're setting for the last 90 days of 2026, how they prepare us for 2027, and how you can set your own, even if you're starting late.
Watch on YouTube"You don't need a new year to start over. You need an honest look at where you are, and a plan for the next 90 days."
A 16-page guided system for October, November, and December. Inside: monthly focus pages, expense trackers, no-spend calendars, savings and debt-free challenge sheets, habit builders, weekly reflection prompts, an end-of-year reflection worksheet, and 2027 vision and goal planning pages.
It gives your re-evaluated goals a home, and gives your last 90 days a plan. 🤎
Get the Last Quarter Challenge, $10Want to do the last quarter with a community behind you? Members get exclusive content, free printables, and a discount on everything in the shop.
Ten months ago you made a plan with the information you had. Today you have more information, more experience, and a clearer idea of who you are. Use it. Keep what still fits, adjust what needs to flex, and let go of what doesn't belong anymore. That's not abandoning your goals. That's growing up alongside them. 🤎
I'm doing this same re-evaluation right alongside you. Real goals, real adjustments, and a plan for the last 90 days of the year. 🤎