Paper By Moe Blog

Have you ever found yourself clicking “add to cart” after a long, stressful day — even when your budget says otherwise? You’re not alone. Many of us use shopping as...

Losing a paycheck — or having it suddenly paused — is one of the most stressful situations you can face. I know, because my husband and I are currently living...

It’s the final week of October, and the perfect time to focus on consistency over perfection.In Week 4 of the Last Quarter Challenge, we’re building 2–3 small habits that stick...

Writing out your ideal budget helps you visualize your financial goals, align your income and expenses, and take control of your money before the new year even begins.

Start your 2026 financial goals now! Learn how creating “test goals” for income, savings, and debt can set you up for success. Join Week 2 of the Last Quarter Challenge...

When the government shuts down, it doesn’t just stall politics—it impacts real people and families. Federal employees often face two difficult situations: being furloughed without pay or being deemed essential...